If your old refrigerator isn’t cooling enough and the summers season is around it is time to buy a new fridge. Imagine yourself coming home after a hard day at work in the peak of summer and not finding cold water in your refrigerator to quench your thirst. Isn’t the thought uncomfortable? Well, calm yourself a bit as you can now buy the latest and brand new refrigerator on EMI without credit card. What’s more, this can be done even if you have never taken a loan in the past. Usually, a refrigerator’s effective average life is expected to be around 10 years. The decision and choice of buying a refrigerator is surely going to have an impact for at least the next 10 summers! It is always better to make such long-term choices very wisely so as to get the best and most cost effective fridge at the best price. Here are some important tips to be kept in mind before finalizing the home appliance you want to buy: Evaluate your needs: It is important to know and understand your needs before you buy a new refrigerator. Be it space, usage, budget, comforts and desires – these factors must be given a thought, before buying. Based on the space you have for keeping the refrigerator, decide on the size and capacity of it. Also be sure to evaluate durability, energy efficiency and performance while evaluating the costs. Know your options of refrigerator variants: With latest products being launched by home appliances companies, consumer today has options galore. There are different types of refrigerators available today. Some of these include single door, double door, side-by-side, top freezer and bottom freezer refrigerators which comes with different capacity, features as well as price. Brands: Research on various brands is a must before buying a bigger appliance like a refrigerator, as many leading brands are specialising in a particular variant of product and machinery. For example, some brands are known for single door refrigerators, while others make bottom freezer and side to side refrigerators better. Sometimes it is also good to try the latest brands which are successfully competing with the old and well-established brands in the market. Features: Study on all basic and enhanced features and technology are surely going to give you a great value for money in the long run. Energy efficiency, latest technology, auto defrost, pull out shelves, water purifiers and stainless steel body are some of the basic features that are necessary to be checked before buying one for yourself as it will surely help you save electricity, keep your food fresh and will also save your ice-creams and chocolates from melting! The final part – Shopping! After all the research, study and multiple comparisons for finding the perfect refrigerator, it is time to buy now. Go ahead and buy a fridge on EMI from a consumer financing company which offers 0 or no cost EMI on your home appliance loan and has the simple procedures with minimum documentation attached to enjoy the coolest summers!